About the role
Responsibilities
- Identify and analyse potential credit risk matters arising from retail credit product / process and advise corresponding risk control measures as needed.
- Keep abreast of the market development on underwriting criteria of retail credit products, prepare proposals to enhance competitiveness of retail credit products.
- Formulate, review and comment on credit policy and procedures to drive alignment to external regulations, BOC group requirements, market environment, business strategy, etc.
- To handle ad hoc tasks as assigned by direct supervisor as needed.
Requirements
- University degree or above in risk management, economics, finance, accounting or related disciplines. Holders of qualifications such as CPA, CFA, FRM, HKIB(ECF) will be an advanetage.
- 3 years of experience gained from banking / financial institution
- Good analytical and communication skills. Act as a team player to colloborate with key stakeholders.
- Good understanding of regulatory and risk management standard in banking.
- Good command of both written and spoken Chinese and English.
- Proficient in MS Office such as MS Word, Excel, PowerPoint is required; proficiency in data manipulation tools such as VBA, SAS, Python is an advantage.